Bogged down with your holiday budget? I’m sticking to mine, because we have big travel plans in 2014, so we’ll need every extra penny. We're excited about attending a wedding in California, but since it wasn't part of next year’s budget plan…we're figuring out how to pay for it. We signed up for the Chase Sapphire Preferred card since it offers additional rewards points when using the card to pay for travel.
If travel isn't your thing, Chase Ultimate Rewards can also be redeemed for gift cards, merchandise, and even cash back (then you can spend it on whatever you want!). Chase Freedom, Chase Sapphire, and Ink from Chase come with Ultimate Rewards. Since we’ve never done a frequent flier program before, I’m glad that I can purchase travel through Ultimate Rewards using multiple airlines. If you are a member elsewhere and a Chase Sapphire cardholder, you can transfer other airline points to the program.
While I was browsing Ultimate Rewards, I saw something else I loved–bonuses for doing your holiday shopping online (extra reward points or cash back!) plus discounts that let you stretch your dollars on items like gift cards (for Freedom cardholders). Think about buying some gift cards at Ultimate Rewards to use on regular shopping, too, just for the discount! Chase Freedom offers a great cash bonus after you spend $500 in the first three months, and business owners can get Ink from Chase, which includes tools for tracking expenses.
$100 Gift Card Giveaway
Want to save even more on your holiday shopping? Share your top tip for holiday shopping on a budget in the comments below, and you could win a $100 Gift Card. If you're reading this in an email, just click over to the blog so you can comment. One entry per person, please. This giveaway ends December 15, 2013, at midnight EST. Good luck!
Disclosure: This is a sponsored post on behalf of Chase Ultimate Rewards. I received compensation for this post, however all opinions stated are my own.