I think Dory’s “Just Keep Swimming” is going to be my motto for 2012. It’s not even the middle of January and I’m already feeling discouraged about our 2012 Financial Goals. Yesterday, I was going over our plan to pay down all of our debt this year and found a huge error. Big. Like $16,000 big. How on earth did I screw up that bad in my calculations? I’m beating myself up for two reasons–one, because I consider myself smart but obviously did not add or subtract correctly–and two, because mentally I’m geared up, ready to be debt-free by the end of the year and this is a huge obstacle.
Right now my mind is reeling with thoughts:
- It’s impossible. Don’t even try. Just stretch it out another 6 or 8 months into 2013. (hate this option)
- You can do this. Just earn $1500 a month and still be done in December. (seems impossible–how to find a job, work while maintaining family life, etc.)
- We need to cut more, and spend even less. (not sure how, plus hubby doesn’t like this option)
- This whole thing is stupid. What’s the point of eating beans & rice and sacrificing if you can’t reach the goal. Just go spend some money and make yourself feel better.
Yesterday I was anxious and frustrated. Today I’m going to get through the rest of my day and try not to worry about it. This weekend we’ll look at it with fresh eyes and come up with a plan.
What do you do when you need to just keep swimming?
Image from keep-calm-and-tumblr.com