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7 Quick Tips To Spring Clean Your Finances

Spring cleaning isn’t just for your baseboards and windows. There are other areas of your life that can become cluttered and need attention, like your finances. Now is a great time to spring clean your finances because you’re already dealing with a major financial issue – taxes.

Spring clean your finances

7 Quick Tips to Spring Clean Your Finances

While there are some tasks you should do monthly to stay on top of family finances, these should go on your calendar each spring:

Check Statements for Errors

Take the time to go over the past few months of bank and credit card statements. Mistakes happen. Banks can sometimes post a check on the wrong account. This can create a huge mess.

When it comes to credit cards, you can easily get charges on your account that you didn’t make. If you see any questionable charges, make sure you contact your credit card company immediately.

Unsubscribe from Services You No Longer Use

While you’re looking over your statements, think about monthly services you’re paying for. For example, are you paying for a newspaper subscription you never read? Or a gym membership you don't use? Do you really have time to watch both Netflix and Amazon Prime Video? If you’re not using a service on a regular basis, unsubscribe and cut that expense.

Report Inaccuracies Found in Credit Reports

Spring is also a great time to order your free yearly credit reports. You want to look over these at least once a year. If you spot inaccuracies, follow the instructions with each company to have the issues fixed. If there are any issues, you need to have them addressed or it could hurt your chances of obtaining the credit you need in the future.

Toss Paperwork You No Longer Need

If you have been receiving statements and bills through the mail, sign up for electronic delivery and shred your hard copies. As long as you can access the paperwork online, there's no need to keep hard copies anymore.

This will clear so much paperwork from your home. You can also toss old bills you’ve already paid and any other financial papers that are no longer needed for tax purposes.

Reevaluate Your Budget

Spring is also a great time to go over your monthly budget and make sure it’s still working for you. Are you spending more or less on groceries each month? Did you get a raise and have more money to save? Can you make an extra mortgage payment this year? Make changes as needed.


Last, but not least, consolidate your credit cards. This can make it so much easier to pay off your debt. It’s easier to handle one payment than several. Also, if you consolidate to a card that has zero interest for a set number of months, you have the chance to save a lot of money.

Are you ready to spring clean your finances? Believe it or not, it’s easier than spring cleaning your home. You won’t even break a sweat!

7 quick tips to spring clean your finances

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